Your Dreams Matter
At Innovative Estate Management, we believe everyone should be able to live the retirement they’ve always wanted. Our team of professionals can help you create a well-thought-out strategy, using a variety of investments and insurance products and services, to help you address your financial needs and concerns.
The Innovative Retirement Atlas is designed to be your retirement plan to financial freedom. Our five-part proprietary product comprises income planning, investment planning, tax minimization, health care planning and legacy planning. Completing this five-step plan can help you with the confidence to focus on the most important part of retirement — your life.
Our Innovative 5-Step Proprietary Plan
Income Planning
Help ensure your necessary and desired expenses can be paid month-to-month with reliability and predictability for the rest of your life. This includes the following:
Income and expense analysis
Social Security maximization
Inflation plan
Spousal legacy plan
Investment Planning
Once an income plan is established, we will create an investment plan for assets not needed for monthly expenses. This includes:
Assessing your true tolerance and positioning assets accordingly to help meet your goals
Customizing your portfolio to help or to potentially eliminate fees
Comprehensive institutional money management
Tax Planning
Create and implement a customized tax minimization plan to work toward the following:
Assessing the taxable nature of your current holdings
Looking for opportunities to help reduce taxes both immediately and annually
Generating strategies for tax-deferred or tax-free money for you and your beneficiaries
Health Care Planning
We will create a plan designed to help you protect your estate against rising health care costs by analyzing options for long-term health care, including long-term care alternatives.
Legacy Planning
It is important to make sure any remaining assets go to your beneficiaries or toward your final wishes rather than taxes. By working collaboratively with a qualified estate planning attorney, our goal will be to help you:
Maximize your estate and income tax planning opportunities
Protect any assets in a trust and ensure they are distributed to your beneficiaries probate free
Protect qualified accounts from becoming fully taxable to your beneficiaries upon your death
Ready to Take The Next Step?
For more information about any of the products and services listed here, schedule a meeting today or register to attend a seminar.
